Showing posts with label Guarantor. Show all posts
Showing posts with label Guarantor. Show all posts

Monday, November 26, 2012

The Japanese Guarantor

Japan is big in the world of social networking. I don't mean Facebook or LINE or whatever else is popular for showing your friends how many friends you have. I mean, in order to get things done in Japan (just like elsewhere), it helps a lot to "know a guy" or to have some connection.

Examples? In all the job interviews I've passed here, the interviewers at some point dropped the phrase, 何か縁があるようですね。 "Oh, you went to that university? We're invested in a research center there." "Oh, you play concert piano? We're affiliated with a conservatory." "Oh, you taught at that school? My daughter's a graduate." Who your family is, where you went to school, and who you work for are all a big deal, and being able to say, "I was referred to you by such-and-such," can open doors that may have otherwise stuck fast. (Interestingly, this is the same country in which references are often unasked for in job applications.)



But perhaps the biggest examples of this reference culture in Japan is the guarantor.

Wednesday, October 31, 2012

Moving: Paying Rent on a Japanese Apartment

This post continues my chronicle of moving to a new apartment in Japan. Last post we started looking at the contract and other documents you sign before you move in. Today's post covers two more important notices I got from my agency at this stage.

Week 3, Tuesday:
So I've looked at and inkan stamped the two biggies: ① The Contract, and ② The 重要事項説明書. What remains to be clarified is through what means I'll be paying for this apartment month-to-month and the bill from the agency that must be settled before I can move in.

Monday, October 29, 2012

Moving: The Japanese Apartment Contract

This post continues my chronicle of moving to a new apartment in Japan. Last post I thought to check for Internet reviews of my new apartment... after I'd already made the down payment. Fortunately I didn't find any unpleasant surprises online.

Week 3, Tuesday:

The real estate agent calls me in: My rental contract has arrived. I stop by in the evening to sign and stamp my inkan on several documents.

A fair number of complicated documents are involved in this step. We'll work through them one or two at a time:

Wednesday, October 24, 2012

Moving: Japanese Apartment Reviews

This post continues my chronicle of moving to a new apartment in Japan. Last post I got quotes from some moving companies. I didn't haggle as much as I should have, but I set a date to have my big furniture and appliances moved to the new place.

Week 3, Monday:
Belatedly, I think to check online reviews for the new building I'm moving into. Consumer reviews posted on the Internet have helped me make a lot of purchase decisions in the past. One site for reviews on Japanese apartments is Mansion-Review.jp. It is certainly not free of fake reviews posted by property owners and agencies, but the occasional legitimate review can provide insight about nighttime noise and area traffic during commute hours.

Monday, October 15, 2012

Moving: Inevitable Trouble


This post continues my chronicle of moving to a new apartment in Japan. Last post I signed a formal application, made the down payment, and now I'm waiting for the application to be reviewed by the property owner.

Week 3, Sunday:
I hit my first road bump. The building owner calls me directly. My application has been flagged because I am not Japanese, and they want some extra assurances. Specifically he asks about my guarantor, who lives in another prefecture. I'm told that he lives too far away. Considering my circumstances, a guarantor living in the same prefecture as me would be preferable. Isn't there someone nearby whom I can ask?

I explain that I have provided the only contact whom I feel comfortable asking to be financially responsible for me. I don't know anyone else well enough to ask such a favor of them, and particularly not within my current prefecture. From the owner's uncomfortable silence, it is clear that this answer is unsatisfactory.

Monday, October 08, 2012

Moving: Signing and Making the Down Payment


This post continues my chronicle of moving to a new apartment in Japan. Last post I found some apartments I liked, and now I'm ready to sign on one of them.

Week 2, Friday:
I decide on one apartment and email "Mr. T" (my agent) to make sure it is still available. He responds that it is and again encourages me to hurry up and sign on it before anyone else does!! I tell him I'll be in sometime soon.

Monday, December 12, 2011

Living in a Leopalace Apartment

My last apartment in Japan was a Leopalace. These are becoming a more common setup for ALTs in Japan, and many people seem to be curious about what the buildings and facilities are like. Although I'm sure my experience won't be representative of every Leopalace in Japan, I'll be sharing some of my memories of the place in this brief set of articles.

To begin with, I'll address my personal experiences with and opinions on noise, insulation, price, and guarantors.

Wednesday, March 16, 2011

More Navigating of Property Deposits

Several months ago, we outlined some of the major points of the monetary deposits you'll be likely to make when you rent an apartment in Japan. After some more first-hand experience on the matter, we have some more details to add, and in the next post, we'll share some money-saving strategies to use in your apartment hunt.

Wednesday, September 08, 2010

Wednesday, September 01, 2010

What to Look for in a Japanese Apartment (Outside)

If you are already aware of Japan's strict guarantor requirements, and you are now looking to find an apartment of your own, you might start with one of the major real estate agents in Japan, like minimini or Apamanshop.

Even if you don't go through these agents, they will give a good idea of what properties are available in a given area, and how much those properties cost.

And, aside from location and apartment layout, there are many other details to consider in your apartment choice. Let's look at some of the common criteria Japanese people look at, starting from the outside environment: